What are the transaction limitations of SEPA Credit, SEPA Instant, CHAPS and Faster Payments?

Faster Payments

Allows transactions of up to £1m to be sent via FPS (Faster Payments System)



GBP payment with a value over £1 million.


SEPA Credit

Transfers have a maximum transfer limit of €999,999,999.99 (i.e. one cent short of one billion euros).


SEPA Instant Credit

Transfers allow you to send up to €100,000 at a time.

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