What are the settlement times for SEPA Credit, SEPA Instant, CHAPS and Faster Payments?

Faster Payment

Arrives within minutes, although sometimes it can take up to two hours. 

 

CHAPS payment

Received the same day, provided it is submitted by the bank's cut-off time. 

 

SEPA Credit Transfer

One business day. 

 

SEPA Instant Credit Transfer

Less than ten seconds.

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